Article I - Parties and Defined Terms

1.1 This Subscriber Agreement (the "Agreement") is entered into between the Albany Women Leaders Association (referred to herein as the "Association" and as "we", "us" or "our") and the individual subscriber (referred to as "you" or "your").

1.2 "Content" denotes each seminar, conference, webinar, eBook, eDocument and every other content item that the Association publishes on this website.

1.3 "ID" denotes your username, your password and any other credentials granting access to the website.

1.4 "Service" refers to the subscription services offered through this website.

1.5 The Agreement is legally binding. It governs your use of any Content that you obtain from this website, whether by download or by streaming. The Association advises you to retain a copy for your records.

Article II - Formation and Acceptance

2.1 You were invited to confirm your acceptance of the Agreement either prior to first accessing any Content in your capacity as a subscriber or by way of a later confirmation e-mail, and you are invited to do so again upon each renewal of your subscription.

2.2 Every occasion on which you access Content constitutes a further confirmation that you accept the Agreement. You should consult Article XII to establish whether the Agreement has been revised since your previous visit.

2.3 Where you do not accept the Agreement, or lack authority to accept it on behalf of your business or employer, you must refrain from accessing or using any Content.

2.4 Where your subscription was obtained for use at a company or other organization that employs or otherwise engages you, you additionally accept the Agreement on behalf of that company or organization, and you and it shall each be responsible for ensuring that the Content is used in conformity with the Agreement. Each user within an organization requires a separate subscription.

2.5 The Association will endeavour to process subscription applications without delay; however, it gives no guarantee that the Content will become available to you within any stated period following purchase.

Article III - Intellectual Property

3.1 The Content and the website, together with all intellectual property rights subsisting in them (including copyright and database rights), are owned by the Albany Women Leaders Association or its licensors.

3.2 You acknowledge that the designation "Albany Women Leaders Association" is a trade mark of the Association and may not be used by you absent the Association's prior written permission.

Article IV - Grant of Licence

4.1 Subject to the Agreement, the Association permits you, on a non-exclusive basis and solely for your own legitimate business or personal purposes:

• (a) to retrieve and view Content on any compatible device; and
• (b) in respect of Content offered for download, to download a single copy and store it on a storage device that is personal to you, for example a USB drive, provided that no copy is placed on any shared drive, shared server or other storage device connected to a network.

Article V - Restrictions and Enforcement

5.1 You shall not, and shall not permit any third party to:

• (a) save to the extent expressly permitted by Article IV, sell, publish, license, sub-license, redistribute, forward, share, publicly display, broadcast, transmit, copy, reproduce, store, archive, aggregate, abstract, modify or create derivative works of any Content, or exploit any Content commercially in any manner whatsoever;
• (b) disclose your ID to any individual or other third party;
• (c) make your ID available to multiple users, whether on a network, within an organization or otherwise;
• (d) remove any copyright or trade mark notice from the Content;
• (e) frame, harvest or scrape the Content or carry out any similar activity; or
• (f) use the Content for any unlawful purpose.

5.2 The Association reserves the right to monitor your use of any Service and may cancel your subscription, or suspend your access to the Content, in the event of any use in breach of this Article.

5.3 EACH RIGHT RESERVED BY THE ALBANY WOMEN LEADERS ASSOCIATION UNDER THIS AGREEMENT IS WITHOUT PREJUDICE TO ITS OTHER RIGHTS AT LAW, INCLUDING THOSE CONFERRED BY APPLICABLE COPYRIGHT LEGISLATION.

Article VI - Registration and Account Security

6.1 As a condition of subscribing, you shall furnish accurate and complete registration information concerning yourself, and you shall be responsible for keeping that information current by notifying the Association at service@BizSummits.org.

6.2 Every subscription is limited to a single user.

6.3 You are responsible for all use of the Content made by you or by any other person by means of your ID, and for preventing any unauthorized use of your ID.

6.4 Should you wish to change your ID, or should you believe that any security breach has occurred (including the disclosure, theft or unauthorized use of your ID or of any payment information), you shall notify the Association without delay by e-mail to service@BizSummits.org.

Article VII - Subscription Levels, Charges and Payment

7.1 The Association may at any time offer more than one level or type of subscription and may make different Content and services available according to the level acquired; the applicable level will be made clear to you at the time of acquisition. The Association reserves the right to vary the Content, the services and any subscription level at any time.

7.2 Differing payment terms and subscription lengths may be offered and will be made clear to you at the time you subscribe.

7.3 You shall provide complete and accurate payment information and shall pay at the rates prevailing on the date of your subscription. By submitting card payment details you warrant that you are entitled to purchase a subscription using them.

7.4 If timely payment or payment authorization is not received, or if any authorization is subsequently cancelled or refused, the Association may forthwith terminate your subscription or suspend your access to the Content.

7.5 All charges are made in US dollars. Applicable taxes may also be payable by you.

Article VIII - Commencement, Renewal, Cancellation and Termination

8.1 By placing an order you agree that the Association may commence your subscription immediately upon accepting that order. Accordingly, you shall have no entitlement to a refund should you change your mind after access to your subscription has been provided.

8.2 Unless you notify the Association prior to the expiry of your annual subscription period that you do not wish to continue, the subscription shall renew for a further year, and the renewal shall be charged to the card or other payment method previously used.

8.3 Save as provided in Article 8.1, you have no right to cancel your subscription, in whole or in part, before the end of the subscription period then current. Notice of an intention to cancel may be given at any time but shall take effect only at the end of that period, and no refund shall be payable except in the limited circumstances provided for in the Agreement.

8.4 Notice of cancellation may be given to the Association's Customer Services team at service@BizSummits.org.

8.5 The Association may suspend or terminate your subscription, with or without notice and without further obligation to you, if you breach the Agreement. It may likewise suspend or terminate your subscription where circumstances beyond its control prevent it from providing services to you.

8.6 If the Association terminates your subscription for any reason, and/or permanently ceases to publish the Content or to provide subscription services, it shall, save in exceptional circumstances, issue a pro rata refund to your credit card, being a refund of any sums paid in advance that relate to the remaining unexpired portion of your subscription.

Article IX - Disclaimers and Limitation of Liability

9.1 You are asked to read this Article carefully, as it defines the extent, if any, to which the Albany Women Leaders Association accepts liability to you in respect of your use of the Content.

9.2 The Content and the website are furnished on an "as is" and "as available" basis. The Association shall have no liability for matters beyond its reasonable control, for the internet, for acts of God or for acts of third parties.

9.3 The Association bears no responsibility for any use of Content by you that falls outside the scope of the Agreement, and accepts no liability to you in respect of the Content or the website where no subscription fee has been paid by you.

9.4 No undertaking is given as to the availability, quality, security, completeness or accuracy of the Content or the website, or that either is free of viruses or similar matter.

9.5 The Association will endeavour to develop the Content and operate the website with reasonable skill and care and will use reasonable efforts to remedy any fault of which it becomes aware. This constitutes its sole undertaking concerning the Content and the website.

9.6 The Content is furnished for general information and use only and is not intended to address the particular requirements of any user. It does not constitute advice, recommendation, representation or endorsement of any form, and users should not rely upon it in making, or in refraining from making, any specific business, investment or other decision.

9.7 TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE ASSOCIATION DISCLAIMS ANY AND ALL WARRANTIES, REPRESENTATIONS, CONDITIONS AND DUTIES OF EVERY KIND, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF SATISFACTORY QUALITY, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

9.8 THE FINANCIAL RESPONSIBILITY OF THE ASSOCIATION TO YOU, WHETHER ARISING FROM YOUR USE OF THE CONTENT OR OTHERWISE IN CONNECTION WITH THE AGREEMENT, IS CONFINED TO DIRECT DAMAGES AND SHALL NOT EXCEED AN AMOUNT EQUAL TO THE PRICE PAID BY YOU FOR YOUR SUBSCRIPTION.

9.9 THE LIMITATIONS OF LIABILITY SET OUT IN THIS ARTICLE IX ENURE TO THE BENEFIT OF THE ALBANY WOMEN LEADERS ASSOCIATION, ITS AFFILIATES AND THE RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUCCESSORS AND ASSIGNS OF EACH.

9.10 Nothing in the Agreement shall exclude or restrict liability for death or personal injury resulting from negligence, for fraud or fraudulent misrepresentation, or for any other liability that may not lawfully be limited or excluded.

Article X - Governing Law, Forum and Arbitration

10.1 The Agreement shall be governed by and construed in accordance with the laws of the State of Delaware, United States of America, without reference to conflict or choice of law principles. The parties irrevocably submit to the exclusive jurisdiction of the appropriate federal or state court in Delaware in respect of any dispute arising out of, under or in connection with the Agreement.

10.2 Any legal action arising out of or relating to your subscription to, use of or purchase of the Association's products or services shall be pursued by arbitration under the rules of the American Arbitration Association, seated in Atlanta, Georgia.

10.3 The filing party (plaintiff) shall bear all arbitration filing and hearing costs, and each party shall be responsible for its own legal fees.

Article XI - Miscellaneous

11.1 Assignment. Your rights under the Agreement may not be assigned, sub-licensed or otherwise transferred by you. You consent to the Association assigning any of its rights, or delegating any of its duties or obligations, to any third party without your consent in connection with a reorganization, merger, consolidation, sale of assets or comparable transaction.

11.2 Severability. Should any court of competent jurisdiction hold any provision of the Agreement invalid, such invalidity shall not affect the remaining provisions, which shall continue in full force and effect.

11.3 Waiver. No failure by either party to exercise any right or remedy under the Agreement shall operate as a waiver of it.

11.4 Headings. Article headings are inserted for convenience alone and carry no legal meaning or effect.

11.5 Entire Agreement. The Agreement comprises the entire agreement between the Albany Women Leaders Association and you regarding the Content, and supersedes all prior agreements, communications, representations and arrangements, whether written or oral.

11.6 Enquiries. All enquiries, including complaints, concerning the Service should be addressed to service@BizSummits.org.

Article XII - Revision of this Agreement

12.1 This version of the Agreement was published on October 18, 2026 and supersedes, with immediate effect, the subscriber agreement previously published.

12.2 The Association may amend the Agreement from time to time and will publish in this Article the date on which any amendment is made. You are advised to review this Article regularly to ascertain whether it has been updated.